Terms & Conditions

Last Updated: 01 April 2026.

Welcome to Compare the Numbers. By accessing and using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.

Use of the Website

This website provides tools and information designed to help users compare W2 employee income and 1099 contractor earnings, including estimated taxes, deductions and take-home pay.

All content and tools are provided for informational and educational purposes only. You agree to use this website lawfully and in a way that does not harm, disrupt or interfere with its functionality.

No Financial or Tax Advice

The information provided on this website, including all calculators and results, does not constitute financial, tax or legal advice.

While we strive to present accurate and up-to-date information related to

  • W2 income calculations.
  • 1099 contractor earnings.
  • Self-employment tax estimates.
  • Income comparisons.

We make no guarantees regarding accuracy, completeness or suitability for your specific situation. You should consult a qualified professional, such as a Certified Public Accountant (CPA), tax advisor or financial consultant before making financial decisions.

Accuracy of Calculations

Our calculator provides estimated results based on user inputs and simplified assumptions. Actual outcomes may vary due to factors including but not limited to:

  • Federal and state tax laws.
  • Filing status and deductions.
  • Benefits and employer contributions.
  • Business expenses and credits.
  • Changes in tax regulations

By using this website, you acknowledge that all results are approximations and not guaranteed outcomes.

User Responsibility

You are solely responsible for:

  • Entering accurate data into the calculator.
  • Interpreting the results appropriately.
  • Making financial decisions based on your own judgment.

We are not responsible for any decisions, actions or outcomes resulting from the use of this website.

Limitation of Liability

To the fullest extent permitted by law, Compare the Numbers shall not be liable for any direct, indirect, incidental or consequential damages arising from:

  • Use or misuse of the website.
  • Reliance on calculator results.
  • Errors or omissions in content.
  • Financial or business decisions made by users.

Your use of this website is entirely at your own risk.

Intellectual Property

All content on this website, including text, design, layout and tools, is the property of Compare the Numbers, unless otherwise stated. You may not reproduce, distribute or modify any content without prior written permission.

Third-Party Services

This website may use or link to third-party services, including analytics tools or advertisements. We do not control or take responsibility for the content, policies or practices of third-party websites or services.

Privacy

We respect your privacy.

  • We do not store personal financial inputs entered into the calculator.
  • All calculations are processed locally in your browser.

For more details, please review our Privacy Policy.

Modifications to Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting. Continued use of the website indicates your acceptance of the updated terms.

Governing Law

These Terms and Conditions shall be governed and interpreted in accordance with applicable laws without regard to conflict of law principles.

Contact

If you have any questions regarding these Terms and Conditions, you may contact us through the website.